Auto Insurance That Moves With You
Local Coverage You Can Count On
No matter where the road takes you—from the daily drive to weekend getaways—you deserve coverage that’s clear, flexible, and backed by people you trust. At Dwyer Insurance, we help drivers across London and Madison County protect what matters most: their freedom, their finances, and their peace of mind.
We take the guesswork out of auto insurance by walking you through every option. Whether you’re looking to insure a single vehicle or a whole family fleet, we’ll make sure you have the protection you need—without overpaying or overcomplicating it.
Driving Smart Starts Here
Understanding auto coverage doesn’t have to be overwhelming—we’re here to help.
Top Tips for Choosing the Right Car Insurance:
Know What You’re Required to Carry
Ohio requires liability coverage—but that’s just the beginning. We’ll help you meet legal minimums and decide if additional coverage makes sense.
Consider Collision & Comprehensive Together
Protect your vehicle from more than just crashes—think theft, storms, animals, and more.
Ask About Uninsured Motorist Coverage
Not everyone plays by the rules. This coverage protects you if you're hit by someone who’s not properly insured.
Understand Deductibles & Limits
We’ll explain how your choices affect your monthly premium and out-of-pocket costs when you file a claim.
Ready to feel confident in your car coverage? Let’s get rolling.
From everyday incidents to unexpected surprises, we help you stay prepared.
What Our Auto Policies Can Include
Liability coverage (bodily injury & property damage)
Collision coverage
Comprehensive protection (non-collision events)
Uninsured/underinsured motorist coverage
Tailor your policy to fit your lifestyle and your vehicle.
Optional Add-Ons for Extra Peace of Mind
Roadside assistance
Rental car reimbursement
Full glass coverage
Gap insurance
Common Auto Insurance Questions—Answered
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What does Ohio require for minimum car insurance coverage?
Ohio law mandates liability insurance with minimum limits of $25,000 per person for bodily injury, $50,000 total per accident for bodily injury, and $25,000 for property damage
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Can I lower my premium without lowering my coverage?
Yes—common methods include increasing your deductible, bundling policies, maintaining a clean driving record, using available discounts, and shopping around with multiple insurers
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What happens if I get into an accident with an uninsured driver?
If the at-fault driver is uninsured, you can file a claim under your Uninsured Motorist (UM/UIM) coverage (if you have it), or pursue a lawsuit directly against them—though they may lack assets to pay
What You’ll Need to Get a Quote
Getting started is easy—here’s what we’ll ask for:
Driver’s license and basic info
Vehicle identification number (VIN)
Current mileage
Details about your current insurance (if applicable)
