Renters Insurance That Has Your Back

Protect What’s Yours—Even When You Don’t Own the Walls


Just because you rent doesn’t mean your belongings are any less important. From electronics to heirlooms, renters insurance helps protect the things that make your space feel like home. It also covers you in ways your landlord’s policy simply won’t.



At Dwyer Insurance, we make getting covered simple. Whether you're in your first apartment or downsizing into something cozier, we’ll walk you through your options clearly—and help you find a policy that fits both your lifestyle and your budget.

Smart Coverage for Shared Spaces

Don’t assume your landlord’s policy covers you—because it doesn’t.

5 Tips for Getting the Right Renters Insurance:

Know What’s Covered

Your landlord’s insurance protects the building—not your stuff. We’ll show you how to fill that gap.

Bundle and Save

Pair your renters and auto policies for more savings and less paperwork.

Ask About Temporary Housing

If your rental becomes unlivable, coverage can help pay for a hotel or short-term space.

Add Liability Protection

If a guest is injured in your unit, or you accidentally cause damage to someone else’s space, liability coverage helps protect your finances.

Take Inventory

A quick video walkthrough or photo log of your belongings can make future claims much smoother.

We’ll help you cover your belongings without overpaying.

Your essentials, protected from the unexpected.

What’s Typically Covered

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Personal belongings (clothing, electronics, furniture)

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Liability protection

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Loss of use coverage

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Medical payments to others


Tailored extras for added peace of mind.

Optional Add-Ons

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High-value item coverage (jewelry, fine art)

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Identity theft restoration

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Pet liability add-on

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Earthquake or flood coverage

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Get in touch with us for more answers!

FAQs from Local Renters

  • Is renters insurance required by landlords in Ohio?

    Most small businesses need general liability and, if they have employees, workers' compensation insurance. We’ll walk you through what applies to your business.

  • Does it cover theft outside my home?

    You may still be able to recover compensation through your own uninsured/underinsured motorist (UM/UIM) coverage or by pursuing other legal options.


  • Can my roommate be covered too?

    Some policies allow it, but it’s usually smarter (and safer) for each person to have their own coverage.


Jacksonvill, Florida

What We’ll Need to Get You a Quote

A few details help us find your best options:

Rental address

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List of valuables or high-risk items

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Lease type and duration

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Any current insurance you have

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