Business Property Coverage That Keeps You Running

Because Your Business Runs on More Than Ideas

You’ve invested in more than just your vision—you’ve got tools, tech, inventory, furniture, and a physical space that makes your work possible. Business property insurance helps you protect all of it from fire, theft, vandalism, and other costly interruptions.



At Dwyer Insurance, we help you tailor protection to your specific business needs. Whether you’re running a shop downtown, managing multiple locations, or operating from a home office, we’ll make sure your assets are covered, your downtime is limited, and your business stays on track.

Solid Protection for Your Assets

Smart business means planning for what you can’t control.

5 Tips for Getting the Right Business Property Insurance:

Take Inventory with Photos

A visual record of your assets helps make the claim process faster and easier.

Include Leased or Borrowed Equipment

Coverage can extend to items you don’t own but still rely on.

Plan for Downtime

If your business has to close temporarily, coverage for lost income can be critical.

Reassess Every Year

As your business grows or shifts, your coverage should too.

Ask About Off-Premises Coverage

If your tools or gear go where you go, your insurance should follow.

You’ve built it—let’s help you protect it.

Coverage for the tangible pieces of your operation.

What’s Typically Covered

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Office furniture and decor

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Computers, tools, and equipment

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Inventory and product stock

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Fixtures and signage

Optional Add-Ons

Add depth to your protection where it counts.

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Equipment breakdown

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Business income loss

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Fire and flood protection

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Debris removal and cleanup

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Get in touch with us for more answers!

Business Owner FAQs

  • What’s the difference between property and liability insurance?

    Property insurance covers physical assets like your building, equipment, and inventory, while liability insurance protects your business if someone is injured or their property is damaged due to your operations.

  • Is this coverage only for businesses with a storefront?

    No, business property coverage is valuable for any business with physical assets—even home-based businesses or those operating out of shared or mobile spaces.

  • Can I bundle this with general liability or a BOP?

    Yes! A Business Owner’s Policy (BOP) combines both types of coverage—and often at a better rate.

Jacksonvill, Florida

What We’ll Ask for Your Quote

A quick overview helps us match you to the right plan.

Business address and building type

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Itemized list of valuable property

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Current coverage, if any

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Business type and revenue range

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