Homeowners Insurance That Covers What Matters
More Than a House—It’s Your Home
Your home is where life happens. It’s where memories are made, milestones are marked, and real life unfolds every day. That’s why our homeowners insurance policies are designed to protect more than just your property—they protect your peace of mind.
At Dwyer Insurance, we’ll help you understand your options clearly and find the right level of coverage for your home, your budget, and your needs. No fluff, no pressure—just real guidance from a team that knows London inside and out.
What Every Ohio Homeowner Should Know
Understanding your policy means fewer surprises down the road.
5 Key Tips for Home Insurance Confidence:
Know the Replacement Cost of Your Home
Don’t just insure the market value—make sure you can rebuild if needed.
Review What’s Covered (And What’s Not)
Standard policies may not cover floods, earthquakes, or high-value items. We’ll help you fill in the gaps.
Ask About Uninsured Motorist Coverage
Not everyone plays by the rules. This coverage protects you if you're hit by someone who’s not properly insured.
Understand Deductibles & Limits
We’ll explain how your choices affect your monthly premium and out-of-pocket costs when you file a claim.
Ready to feel confident in your car coverage? Let’s get rolling.
From everyday incidents to unexpected surprises, we help you stay prepared.
What Our Auto Policies Can Include
Liability coverage (bodily injury & property damage)
Collision coverage
Comprehensive protection (non-collision events)
Uninsured/underinsured motorist coverage
Tailor your policy to fit your lifestyle and your vehicle.
Optional Add-Ons for Extra Peace of Mind
Roadside assistance
Rental car reimbursement
Full glass coverage
Gap insurance
Common Auto Insurance Questions—Answered
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What does Ohio require for minimum car insurance coverage?
Texas law gives you two years from the date of the accident to file a claim. However, acting fast is crucial—evidence disappears, and insurance companies move quickly to weaken your case.
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Can I lower my premium without lowering my coverage?
You may still be able to recover compensation through your own uninsured/underinsured motorist (UM/UIM) coverage or by pursuing other legal options.
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What happens if I get into an accident with an uninsured driver?
If you have uninsured/underinsured motorist coverage, your policy can help cover your expenses. It’s an often-overlooked add-on we strongly recommend in Ohio.
What You’ll Need to Get a Quote
Getting started is easy—here’s what we’ll ask for:
Driver’s license and basic info
Vehicle identification number (VIN)
Current mileage
Details about your current insurance (if applicable)
